Are you planning a holiday at the end of the year? Then you can consider applying for a credit card that offers travel benefits. There are some reward credit cards where you can get travel benefits by converting earned reward points into air miles or by redeeming hotel or flight bookings. If you’re not specifically looking for a travel-focussed card, but want to convert points a few times a year to get such benefits, then the rewards cards listed below should be helpful for you. Paisabazaar has prepared a list of such best credit cards. Credit card information is updated as of November 17, 2022.
YES FIRST Preferred Credit YES FIRST Preferred Credit
Card offers conversion of 10 Reward Points into one Inter Mile or Club Vistara Point. You can redeem reward points for flight or hotel bookings through YesRewardz. It entitles the primary cardholder to complimentary Priority Pass membership. 2 domestic airport lounge access during the quarter. You can earn 16 reward points for every Rs.200 spent on travel and dining and 8 reward points for every Rs.200 spent on all other categories. The annual fee of this credit card is Rs 999.
HDFC Diners Club Privilege Credit Card
The HDFC Diners Club Privilege Credit Card offers to convert 1 Reward Point into 0.50 Air Miles. You can redeem reward points for flight or hotel bookings through SmartBuy. You get access to 12 airport lounge access worldwide annually. The card charges a forex mark-up fee of 2%. You can earn 4 Reward Points on every Rs.150 spent on retail and up to 10X Reward Points on spending through SmartBuy. The annual fee of this credit card is Rs.2500.
Citi Premier Miles Credit Card
Using the Citi Premier Miles Credit Card, you can earn 10 Air Miles per Rs 100 spent on airline transactions and 4 Air Miles per Rs 100 spent on all other categories. You get 10,000 air miles as Belcom benefit on spending Rs 1,000 within 60 days of card issuance and you can earn 3,000 air miles on card renewal every year. You can redeem Earn Miles on various airlines including Air India, Etihad Airways. Cardholders also get access to select domestic and international airport lounge access. The annual fee of this credit card is Rs.3000.
American Express Membership Rewards Credit Card
The American Express Membership Rewards Credit Card lets you convert reward points into air miles or loyalty points. A card users can redeem reward points against vouchers from top brands such as Taj Hotels, Myntra, Big Basket and more. You can earn 5,000 Membership Reward Points on payment of the first year’s annual membership. The annual fee of this credit card is Rs.4500. Annual fee is waived off on spending Rs 1.50 lakh or more in a year.
Air India SBI Signature Credit Card
The Air India SBI Signature Credit Card offers 30 reward points for every Rs 100 spent on Air India tickets booked through Air India portals and app. Apart from this, card holders get complimentary membership of the Air India frequent flyer program. Along with complimentary Priority Pass membership, lounge access is available at more than 600 airports. You can convert one of your Reward Points into one Air India Miles. Cardholder gets 8 domestic lounge access per annum. The annual fee of this credit card is Rs.4999.