Railway Travel Insurance is available to those passengers who book train tickets online. But, very few people opt for Railway Travel Insurance. Due to lack of knowledge of the benefits of this insurance, they neglect it.
Every day lakhs of people travel by train in India. Travel is considered very convenient and cheap. The Indian railway network is one of the largest rail networks in the world. For the convenience and safety of the passengers, the railways continues to take steps.
Railway Travel Insurance is also such a facility, which can be availed by railway passengers by paying just some money. Rail insurance is very useful in case of train accident.
Railway travel insurance is available to passengers who book train tickets online. But, very few people opt for Railway Travel Insurance. Due to lack of knowledge of the benefits of this insurance, they neglect it. Due to this insurance, the insurance company compensates for the loss in train travel. In this, a cover of up to Rs 10 lakh is available.
Such Buy Insurance
When a person makes an online railway ticket booking, the option of Railway Travel Insurance comes on the website. The next time you book a ticket, definitely choose the insurance option.
You will be charged only some money for insurance. When you select the insurance option, a link will appear on your email id and mobile number. This link belongs to the insurer. By visiting this link, you must fill the nominee details there. Insurance claim is available only if there is a nominee in the insurance policy.
Will get this much claim
Railway Travel Insurance is very useful in case of train accident. The insurance company indemnifies the loss caused to the passenger. In case of train accident, the sum insured is available to the passenger according to the loss.
In case of death of a passenger in a railway accident, Rs 10 lakh is available as sum insured. If a railway passenger becomes completely disabled in an accident, then he gets 10 lakh rupees.
At the same time, in case of partial permanent disability, the insurance company gives Rs 7.5 lakh to the rail traveler. In case of injuries, Rs 2 lakh is available as hospital expenses. In case of death of a railway passenger, the insurance company also gives 10 thousand rupees for the transportation of the body.
Required to be a nominee In
case of a train accident, that person, nominee or his successor can claim insurance. For this, he can file a claim application for insurance by going to the insurance company’s office. For this some paperwork is required. Insurance claim can be made within 4 months of train accident.
